First-Time Buyer’s Guide to Purchasing a Home in Hitchin

Wednesday, May 7th, 2025

Buying your first home in Hitchin? Whether you’re starting out solo or buying with a partner, it’s a big milestone — and as trusted Estate Agents in Hitchin, M A S O N S is here to guide you every step of the way.

Why Hitchin is Perfect for First-Time Buyers

Hitchin is a charming market town in Hertfordshire, loved for its vibrant high street, green open spaces, great schools, and excellent transport links – including direct trains to London. It’s no surprise that so many first-time buyers are choosing to put down roots here.

Step 1: Know Your Budget

Before you start viewing properties, it’s important to understand what you can afford.

Speak to a mortgage adviser and get a mortgage in principle.
This will give you clarity on your budget and shows sellers you’re serious.

Budgeting Tip: Don’t forget to factor in:

  • A deposit (usually 5–10%)

  • Stamp Duty (discounted for first-time buyers)

  • Solicitor fees

  • Surveys and mortgage valuation

  • Moving costs

Step 2: Register with Estate Agents in Hitchin

At M A S O N S, we often help buyers find their home before it hits the open market. By registering with local estate agents in Hitchin, you’ll get priority access to new listings.

Tell us your budget, ideal locations (e.g. Walsworth, West Hitchin, or Purwell), and what features matter most — from garden space to off-street parking.

Step 3: Viewing Homes with Confidence

When you start viewing properties, bring a checklist and take notes.

What to look for:

  • Structural condition (cracks, damp, roof state)

  • Heating and insulation (EPC rating)

  • Natural light and noise levels

  • Storage space

  • Parking and outdoor areas

As experienced Estate Agents in Hitchin, we’ll always offer honest advice and help you evaluate each property.

Step 4: Making an Offer and Appointing a Solicitor

Once you’ve found your ideal home, we’ll guide you through making a competitive offer. If it’s accepted, you’ll need to:

  • Instruct a solicitor or conveyancer

  • Arrange a property survey

  • Finalise your mortgage

We work closely with local solicitors and can recommend professionals we trust to keep things moving smoothly.

Step 5: Exchange, Completion… and Move In!

Once the legal and financial work is complete, you’ll exchange contracts — making the purchase legally binding. Shortly after, on completion day, you’ll get your keys and officially become a homeowner in Hitchin.

Final Thoughts: You’re Not Alone

At M A S O N S, we believe first-time buyers deserve straightforward, honest advice. No jargon. No pressure. Just the support you need to make your move confidently.

Thinking about buying your first home?
Let’s talk about how we can help.

Call us on 01462 557 477
Email: [email protected]